Hard Money Loans That Adapt to Your Goal

Our loan terms are flexible, so we can easily adapt them to your unique situation. We also offer larger loan amounts than most traditional lenders, helping ensure you get the financing you need to succeed. And don’t worry about approval times – we manage our own funds, allowing us to make decisions quickly.

Loan Programs

  • Residential, Commercial and Multifamily

    1st Liens

    • Up to 80% LTV
    • Start rate of 9% IO
    • 12 – 24 months loan term
    • 3 – 6 months prepay
    • Land (4 acres or less)
    • 620 Minimum fico

    2nd Liens

    • Up to 65% CLTV

    Commercial

    1st Liens

    • Up to 75% LTV (may go higher in some cases)
    • Start rate of 9% Interest Only
    • 12-24 months
    • Must debt-service or have plan to debt-service
    • Internal valuation or BPO
    • Need Environmental Report (in some cases)

    Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

  • Residential, Commercial and Multifamily

    1st Liens

    • Up to 80% LTV
    • Start rate of 9% IO
    • 12 – 24 months loan term
    • 3 – 6 months prepay
    • Land (4 acres or less)
    • 620 Minimum fico

    2nd Liens

    • Up to 65% CLTV

    Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

Why You Should Choose Us

  • Close in 3-7 days
  • We arrange LTVs up to 80%
  • Our rates start from 9.99%
  • We require minimal docs
  • 20+ years of experience
  • We accept credit scores 450+
  • We work with almost all property types
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Benefits of Our Hard Money Loans

  • Fast Approval

    Our streamlined application process and minimal documentation requirements mean that we can approve loans quickly, often within 24 hours.

  • Large Loan Amounts

    We offer larger loan amounts than traditional lenders, so you can get the financing you need to succeed.

  • Experienced Lenders

    Our team of experienced lenders has a deep understanding of the real estate market and can help you make informed decisions about your investments.

  • Competitive Interest Rates

    We offer competitive interest rates from 8,99% on our hard money loans, so you can keep your costs low while still getting the financing you need.

  • Flexible Loan Terms

    We understand that every borrower is different, which is why we offer flexible loan terms to meet your unique needs. We can work with you to create a loan that fits your budget and timeline.

Our loan products include

At Lending Bee, we are committed to helping borrowers like you get the financing you need to succeed. Whether you're a new investor just starting out or an experienced pro looking for larger loan amounts and more flexibility, we have the loan options to meet your needs. Contact us today to learn more about our hard money loans and to start the application process.

  • Fix and Flip Loans

    If you're looking to purchase and renovate a property for resale, our fix and flip loans can provide you with the funding you need to get the job done.

  • Bridge Loans

    If you're in the process of selling a property and need short-term financing to bridge the gap, our bridge loans can provide you with the funds you need to complete the transaction.

  • Rental Loans

    If you're looking to purchase a property to rent out, our rental loans can provide you with the financing you need to make the investment.

  • Commercial Loans

    If you're looking to purchase a property to rent out, our rental loans can provide you with the financing you need to make the investment.

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